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Articles & Resources

How to Generate a Valid IBAN in Code (Python, JS, PHP)
A practical guide to generating valid, MOD-97-correct IBANs programmatically in Python, JavaScript, and PHP — for test fixtures, seed data, and QA pipelines.
How to Find Your IBAN Number: Bank by Bank Guide
Complete guide on how to find your IBAN number across different banks and countries. Includes step-by-step instructions for online banking, bank statements, mobile apps, and customer service methods.
How to Validate an IBAN Number: Step-by-Step Guide
Learn how to validate IBAN numbers using the MOD-97 algorithm. Complete guide with practical examples, code snippets, and best practices for implementing IBAN validation in your payment systems.
IBAN Checksums Explained: The MOD-97 Algorithm
Learn exactly how IBAN checksum digits are calculated with the MOD-97 algorithm, why they catch typos, and how to compute and validate them in code.
IBAN Error Handling for Payment Forms and APIs
Design clearer IBAN validation errors, API error codes, retry flows, and QA checks so users can fix bank details without exposing sensitive account data.
IBAN Format by Country: Lengths, Examples & Generator Links
Compare IBAN length, BBAN structure, examples, and test IBAN generators for Germany, Spain, France, the UK, and supported countries.
Country-by-Country IBAN Format Reference
A practical overview of IBAN lengths, BBAN structures, and national banking nuances across major markets, complete with localisation tips.
IBAN Testing Checklist for Product Teams
A step-by-step testing plan to keep IBAN capture, storage, and payment execution error-free, from interface validation to reconciliation.
IBAN vs SWIFT Code: What is the Difference?
Understand the key differences between IBAN and SWIFT/BIC codes, when to use each one, and how they work together to enable secure international bank transfers.
SEPA Payments Explained: How European Bank Transfers Work
Complete guide to SEPA payments — how they work, fees, transfer times, and the difference between SEPA Credit Transfer, Instant Credit Transfer, and Direct Debit across 36 European countries.
How to Store IBANs Safely in Payment Systems
A practical guide to storing IBANs safely, including normalization, encryption, masking, duplicate detection, access controls, logging, and test data.
Synthetic IBAN Data for Fintech QA
How fintech teams can use synthetic IBAN data for safer product testing, staging environments, demos, and QA workflows without exposing real bank details.
Test IBAN Numbers for Development: Sample IBANs for Every Country
Ready-to-use test IBANs for unit tests, API integration, and QA environments. Includes sample IBANs by country, generation methods, and best practices for testing IBAN-dependent systems.
What Is an IBAN Number? Complete Guide to International Bank Account Numbers
Learn what an IBAN is, how it works, how to read the format, which countries use it, and why it matters for international bank transfers.