How to Find Your IBAN Number: Bank by Bank Guide

Finding your IBAN (International Bank Account Number) is essential for receiving international payments, setting up cross-border direct debits, and managing transactions within the Single Euro Payments Area (SEPA). Your IBAN is a unique identifier for your bank account that combines your country code, check digits, bank code, and account number into a single standardized format. Fortunately, there are several easy ways to locate your IBAN, regardless of which bank you use or which country you are in.

The easiest and most common way to find your IBAN is through your online banking portal. Log in to your bank's website or mobile app and navigate to your account details or account information section. Most banks display the IBAN prominently alongside your account number, sort code, and other account details. In European banks, the IBAN is typically shown on the main account overview page. Look for a label that says "IBAN," "International Account Number," or simply "IBAN Number." You can usually copy the IBAN directly from this screen or use a "Share Account Details" feature to send it to yourself via email.

Your bank statements also contain your IBAN. Whether you receive paper statements by mail or digital statements through online banking, the IBAN is usually printed at the top of the first page along with your name, address, account number, and bank details. Paper statements typically show the IBAN in the account information header, often formatted in groups of four characters (for example, "DE89 3704 0044 0532 0130 00"). If you have saved PDF statements, you can search the document for "IBAN" to locate it quickly. Most banks have included IBANs on statements since the format became mandatory for SEPA payments in 2016.

Mobile banking apps provide another convenient way to access your IBAN. Open your bank's mobile app, select the account for which you need the IBAN, and look for account details or account information. Many modern banking apps include a "Share" or "Copy" button that allows you to copy your IBAN to your clipboard instantly or share it via messaging apps. Some banks also display the IBAN directly on the main account screen without requiring additional navigation. If your app has a profile or settings section, you may also find your IBAN listed there under account information.

If you have recently opened your bank account, your IBAN should be included in your account opening documents or welcome pack. These materials typically contain all your account details, including your IBAN, account number, sort code or bank code, and your bank's SWIFT/BIC code. Check any emails you received when you opened the account, as many banks send a confirmation email with your complete account information. If you cannot find these documents, most banks allow you to download a copy of your account details as a PDF through online banking.

For countries that use IBANs, you can sometimes calculate your IBAN if you know your account number and bank code. However, this method is not recommended unless you are familiar with your country's specific IBAN structure, as errors in calculation could result in failed payments or funds being sent to the wrong account. If you need to verify an IBAN you have calculated or received from someone else, you can use our <a href="/validator" class="text-primary-600 hover:text-primary-700">IBAN validator</a> to check that it follows the correct format and has valid check digits. For testing and development purposes, you can use our <a href="/" class="text-primary-600 hover:text-primary-700">IBAN generator</a> to create valid sample IBANs.

If you cannot find your IBAN using any of the methods above, contact your bank's customer service. You can call their helpline, visit a branch in person, or use live chat support if available. Customer service representatives can look up your IBAN using your account number and personal identification. When contacting your bank, have your account number, identification documents, and any security information ready. Most banks can provide your IBAN immediately over the phone or through secure messaging, though some may require you to verify your identity first for security reasons.

Important security reminder: Your IBAN is not secret information in the same way that your PIN or password is. You can safely share your IBAN with anyone who needs to send you money, just as you would share your account number for domestic transfers. However, never share your online banking login credentials, card PINs, or security codes along with your IBAN. Legitimate senders only need your IBAN (and possibly your bank's SWIFT code for international transfers) to send funds to your account. Be cautious of phishing attempts that ask for your IBAN along with sensitive security information.