Finding your IBAN (International Bank Account Number) is essential for receiving international payments, setting up cross-border direct debits, and managing transactions within the Single Euro Payments Area (SEPA). Your IBAN is a unique identifier for your bank account that combines your country code, check digits, bank code, and account number into a single standardized format.
1. Online Banking Portal
The easiest way to find your IBAN is through your online banking portal. Log in to your bank's website or mobile app and navigate to your account details section. Most banks display the IBAN prominently alongside your account number, sort code, and other account details. Look for a label that says "IBAN," "International Account Number," or simply "IBAN Number."
2. Bank Statements
Your bank statements also contain your IBAN. Whether you receive paper statements or digital PDFs, the IBAN is usually printed at the top of the first page along with your name, address, and bank details. It is typically formatted in groups of four characters, e.g., DE89 3704 0044 0532 0130 00.
3. Mobile Banking Apps
Mobile banking apps provide another convenient way. Open your bank's app, select the account, and look for account details. Many modern apps include a "Copy" or "Share" button for your IBAN. Some banks display it directly on the main account screen.
4. Account Opening Documents
If you recently opened your account, your IBAN should be included in your welcome pack or account opening documents. Check confirmation emails — many banks send complete account information digitally.
5. Calculate from Account Number
Some countries and banks provide official tools that calculate an IBAN from a domestic account number and bank code. Use one only when it is supplied by your bank or payment provider, and confirm the result with them before using it for a production payment. Do not use a synthetic IBAN generator to derive a production IBAN. Our IBAN validator can check the format and checksum of an IBAN you already have, but it cannot confirm that an account exists or that you own it.
6. Contact Customer Service
If all else fails, contact your bank's customer service — call their helpline, visit a branch, or use live chat. Have your account number and identification ready. Most banks can provide your IBAN immediately.
Security Reminder
Your IBAN is not a password or a PIN, but it is still banking information. Share it only with a verified person, business, or payment provider that needs it to send you money. An IBAN identifies an account and payment destination; it does not prove that you own the account or that the recipient is trustworthy.
- Never share your online banking credentials alongside your IBAN
- Never share card PINs or security codes
- Be cautious of phishing attempts that ask for IBAN + sensitive security information
A verified payer may need your IBAN and, depending on the payment scheme, your bank's SWIFT/BIC code. Check the request through a trusted channel before sending your details.